What to declare

Know a good deal ?
Post Reply
User avatar
sja
Posts: 179
Joined: Fri Aug 24, 2007 10:50 am
Location: Redding / Reading

What to declare

Post by sja » Sun Sep 02, 2007 8:01 pm

I'm about to sort out insurance for my car but I'm not sure if I need to declare that the suspension has be replaced with Bilstein which I belive is the same as fitted on the S2.
Guessing I should but thought I'd ask here first
Last edited by sja on Mon Sep 03, 2007 11:13 pm, edited 1 time in total.
Top
User avatar
BiggestNizzy
Posts: 8932
Joined: Sun May 27, 2007 6:47 pm
Location: Kilmarnock
Contact:
Contact BiggestNizzy

Post by BiggestNizzy » Sun Sep 02, 2007 9:20 pm

technically you probably should and if in an accident you may have to explain why.

but you could always plead ignorance ;)
Sent from my ZX SPECTRUM +2A
Top
User avatar
sja
Posts: 179
Joined: Fri Aug 24, 2007 10:50 am
Location: Redding / Reading

Post by sja » Mon Sep 03, 2007 11:12 pm

I think I'll just tell them, don't fancy any hassle in the future, don't get me wrong I hope never to need too!
Top
User avatar
campbell
Posts: 17316
Joined: Sat Mar 25, 2006 12:42 pm
Location: West Lothian
Contact:
Contact campbell

Post by campbell » Mon Sep 03, 2007 11:32 pm

You could declare it, but ensure that they don't load the premium. This is because Bilsteins are now a Lotus recommended fit for S1s, hence treat as manufacturer's specification. They are not a performance upgrade...although some could argue that if you use the slightly lowering mounts or minor spring change supplied by Steve Butts for the lowest version of the kit, you are modifying.

If you do have a bump, and the Assessor gets antsy, tell him we'll send him an example of an original Koni and he can decide for himself what he'd rather you had been driving around on ;-)
http://www.rathmhor.com | Coaching, training, consultancy
Top
User avatar
sja
Posts: 179
Joined: Fri Aug 24, 2007 10:50 am
Location: Redding / Reading

Post by sja » Mon Sep 03, 2007 11:39 pm

That's good to know that Lotus now recommend them, I'll state that when tell them. Thanks for that bit of info
Top
User avatar
Lazydonkey
Posts: 5139
Joined: Sun Aug 07, 2005 6:24 pm
Location: Glasgow
Contact:
Contact Lazydonkey

Post by Lazydonkey » Tue Sep 04, 2007 7:50 am

You usually find that if you declare that the suspension is stiffer but not lower you'll be ok.

THis separates you from mr chav 8)
Focus ST estate, i3s and more pushbikes than strictly necessary.

....did i ever tell you about the Evora and VX220 i used to own?
Top
Edin430
Posts: 2952
Joined: Mon May 21, 2007 2:11 pm
Location: Edinburgh..

Post by Edin430 » Wed Sep 05, 2007 7:14 pm

Tbh... I could imagine an assesor knowing the difference?

When i crashed my mini and my bmw - the mini had loads (and i mean loads) of mods on it and he didnt even mention 1 in his report... And the bmw he had to ask me about what certain parts were and if this was standard or not..!

I think you'd cause more hassle telling them - but i guess each to their own..
Top
Post Reply

Return to “Insurance”