New driver 17th birthday insurance.

Know a good deal ?

Moderators: robin, pete, Shug, campbell, simon, ed

Post Reply
Super7
Posts: 194
Joined: Thu Apr 16, 2015 9:15 am

New driver 17th birthday insurance.

Post by Super7 » Tue Jan 30, 2018 9:00 pm

Contrary to the normal, we found a great deal for a new learner.
Callingwood insurance only insure learners, as they are considered a low risk while accompanied by a co-driver.
My young lad has a new scirocco and they insured him for 5k miles pa and no black box for just over £500 on his 17th birthday.

Unlike his sister, he passed his in less than two months, so the bargain didn’t last long, the policy ends when they pass. but the other good feature, they refund everyday not used. I’d highly recommend them.

Big money now however, I insure four cars for the same price as his one, we are all Aviva, he’s £1200 p.a. No black box,5k miles, they were the cheapest, even against the ones with the black box.

User avatar
mik
Posts: 199
Joined: Wed Aug 10, 2016 11:28 pm
Location: Glasgow

Re: New driver 17th birthday insurance.

Post by mik » Tue Jan 30, 2018 11:27 pm

Wow - amazed at the “learner” price.

My eldest (wot is a bloke) went with Sheila’s wheels when he passed for £1200 pa too on his Swift. No black box or kerfew.

He was in his mates car recently as his mate ran a red light and risked 60 in a 30 as he was getting so close to his kerfew time: safety first eh?
2014 Evora S Sports Racer for him
2017 Jaguar F-Pace 3.0D S for her

Super7
Posts: 194
Joined: Thu Apr 16, 2015 9:15 am

Re: New driver 17th birthday insurance.

Post by Super7 » Wed Jan 31, 2018 8:16 am

I’m still going to con him into thinking there’s a device of some kind which mysteriously sends me a email, just to keep him in check. Like you, I wasn’t entirely convinced about the box, I hear they can be over sensitive even with very careful driving. Preventing speeding is obviously a good idea for youngsters, but penalising braking isn’t necessarily a good thing.

User avatar
c8rkh
Posts: 251
Joined: Fri May 29, 2015 8:51 am

Re: New driver 17th birthday insurance.

Post by c8rkh » Wed Jan 31, 2018 10:52 pm

Went with Bell for my son at 17. £600 as a learner and policy rolled over when passed. 10 month duration but full 1 years NCB at renewal. He's still with them in year 3 and last renewal was £530 no mileage restriction.

Black box plugged in to cigarette lighter for 3 months and got £75 rebate as he scored good.

Almost 30 months in and coming iup to 3 years NCB and no issues. No mileage restrictions either. They've been brilliant for us.
2001 VX220 SC - Sylvia - with Larini sports exhaust, chargecooler etc.

2018 Evora Sport 410 in Fire Red.

Super7
Posts: 194
Joined: Thu Apr 16, 2015 9:15 am

Re: New driver 17th birthday insurance.

Post by Super7 » Thu Feb 01, 2018 7:17 am

I hadn’t heard of Bell, that’s looks like a good deal too, we’ll try them next time for comparison. The box for a short period seem much fairer than those with it permanently fitted.

User avatar
campbell
Posts: 15475
Joined: Sat Mar 25, 2006 12:42 pm
Location: West Lothian
Contact:

Re: New driver 17th birthday insurance.

Post by campbell » Thu Feb 01, 2018 9:27 am

Can you imagine if we had those boxes even for a day or two
http://www.rathmhor.com | Coaching, training, consultancy

User avatar
c8rkh
Posts: 251
Joined: Fri May 29, 2015 8:51 am

Re: New driver 17th birthday insurance.

Post by c8rkh » Thu Feb 01, 2018 9:34 am

I'd be screwed by a box. Think Bell is owned by Admiral iirc.
2001 VX220 SC - Sylvia - with Larini sports exhaust, chargecooler etc.

2018 Evora Sport 410 in Fire Red.

User avatar
Stevoraith
Posts: 975
Joined: Sat Oct 07, 2006 5:31 pm
Location: Kirkcaldy, Fife

Re: New driver 17th birthday insurance.

Post by Stevoraith » Thu Feb 01, 2018 10:37 am

Bell was always cheapest when I was a new driver 20 years ago, good to hear they’re still good for young ‘uns.

My nephew has just bought himself a new-ish A3 and is paying £1000 as a learner- god knows what he’ll be paying once he passes 😲
VX220 2.2 - Gone
Octavia v/RS- Turbo taxi family barge
BMW 125d- Ugly, quick and frugal

Super7
Posts: 194
Joined: Thu Apr 16, 2015 9:15 am

Re: New driver 17th birthday insurance.

Post by Super7 » Thu Feb 01, 2018 2:46 pm

I went to from peterhead to Aviemore at the weekend, back roads all the roads way and hardly another car to be seen. It was an epic drive, but if I’d had a black box, I’d have been locked up on arrival for braking and cornering alone!

As for speeding, when I asked what the consequences were, they said three instances of 15mph over receives a warning letter donit again and the policy is revoked. 30mph over was an instant cancellation of the policy.

Post Reply