Scottish Elises

I mentioned this to tut last saturday at KH,

i found this table on a few of the bike forums i'm on, it is a table that gives your postcode a rating from A (very good) to F (very bad) to "refer" meaning really crap, we will give you what ever insurance price we want.

http://www.insurancequotes.org.uk/quote ... urhood.php

pity where i live is a "refer" but thats probably down to the fact i have had carjacking at gun point, and drive by shootings around my area.

Adam

G67 = D

g74 = e?

hmm i thought i was in a good area!

You sure that's accurate?

My current postcode is "refer", which is fair enough but I didn't think it was that bad (although I have a surprisingly good quote if that is true). However, my parents postcode is E, which is a lot of nonsense as they stay in a really nice area with very low crime/etc.

Not sure if its fully accurate, came across it when browsing the bike forum.

Seems accurate with an A for me as my premium for N3 would have been £260 this time, but they have a minimum of £300.

tut

KA4 = B for me which seems about right as my insurance has been relatively good well as good as can be for my age

Kevin

Suggests my area is average (c); probably true, but the indian territory next door is better (b)

I don't think it's accurate enough - I live in G72 which covers a huge area. My premium dropped when I moved from my folks house to my current house - both G72 but one was G72 7 and the other G72 9


Mac

Yep, that's what I was thinking Mac. Some postcodes can take in a dodgy area* and a nice area and I'm sure they narrow it down more than the first half of the postcode, as you suggest.

D

* - Not saying your folks live in a dodgy area

KA1 is a B, seems fair enough car stereo's where getting stolen regularly a few years back at the top of the hill.

No real surprise for me

....however my old flat in Shawlands would also be "refer" which seems a bit strange. As others have said postcode sector is probably how it's done in the real world - but it's a good indicator

dezzy wrote:Yep, that's what I was thinking Mac. Some postcodes can take in a dodgy area* and a nice area and I'm sure they narrow it down more than the first half of the postcode, as you suggest.

D

* - Not saying your folks live in a dodgy area

Yes - Kelvinside G12 is an "E" because, although it is ,of course, an exquisite place to live, it's surrounded by dodgy areas!

Fk7 = B

G77 - E thats not good! my insurance is just high anyway because of my many cough..non fault accidents