Admiral Multi Car not so cheap anymore

Know a good deal ?
User avatar
Shug
Posts: 13823
Joined: Wed Mar 09, 2005 8:28 pm
Location: Deepest, Darkest Ayrshire

Re: Admiral Multi Car not so cheap anymore

Post by Shug » Tue Jun 26, 2012 2:58 pm

Pisser, Campbell. Yep, nowt you can do sometimes.
Dominic wrote: The thought has crossed my mind; what would happen if a deer collected a biker :shock:
Hospital or good chance of death, I'd imagine. Could also be run down by a bus tomorrow :thumbsup
2010 Honda VFR1200F
1990 Honda VFR400 NC30
2000 Honda VTR1000 SP1
2000 Kawasaki ZX-7R

User avatar
Lazydonkey
Posts: 5137
Joined: Sun Aug 07, 2005 6:24 pm
Location: Glasgow
Contact:

Re: Admiral Multi Car not so cheap anymore

Post by Lazydonkey » Tue Jun 26, 2012 3:03 pm

Mate in work partially blinded when opening a bottle of apple juice :thumbsup
i3s, Volvo and more pushbikes than strictly necessary.

....did i ever tell you about the Evora and VX220 i used to own?

User avatar
j2 lot
Posts: 7650
Joined: Tue Dec 19, 2006 8:47 pm
Location: Strathaven / Glasgow

Re: Admiral Multi Car not so cheap anymore

Post by j2 lot » Tue Jun 26, 2012 5:28 pm

Shug wrote:Pisser, Campbell. Yep, nowt you can do sometimes.
Dominic wrote: The thought has crossed my mind; what would happen if a deer collected a biker :shock:
Hospital or good chance of death, I'd imagine. Could also be run down by a bus tomorrow :thumbsup
Doesn't need to be as big as a deer to mess up a biker, saw one of the Police Biker/Emergency /Camera Action type programmes where a grouse flew into a bikers face - fairly messed him up, despite a full face helmet.
But if you though of every eventuality that could happen you wouldn't step outside the front door ......
Lazydonkey wrote:Mate in work partially blinded when opening a bottle of apple juice :thumbsup
.... or indeed open a bottle of apple juice :? :wink:
2015 Lotus Evora
2020 Skoda Kodiaq Sportline

User avatar
rossybee
Posts: 10976
Joined: Tue Mar 15, 2005 9:13 pm
Location: Now fully entered into the fold!
Contact:

Re: Admiral Multi Car not so cheap anymore

Post by rossybee » Tue Jun 26, 2012 5:28 pm

campbell wrote::-(

I did same as you - no swerving, just hard braking. Although if you braked hard and still hit it at 70... :shock:
just for clarity, our impact speed was possibly 50ish as I was travelling at an indicated 70 - 75 - just north of Brechin on the A90.

I was amazed at the amount of friends and colleagues who wondered why I didn't swerve - so took time in each case to get them thinking what happens regarding weight transfer to a car at speed but braking, and the effects of a sudden swerve :shock:

It's odd in these situations where your priorities automatically focus on your loved ones (the kids were possibly 5 and 2 at the time). I can remember the shock I got when I got out and saw the damage to the car but immediately realised it was an inanimate object which wasn't important :thumbsup
Ross
---------
1972 Alfaholics Giulia Super
2000 Elise S1 Sport 160
2004 Bentley Conti GT

Now browsing the tech pages :mrgreen:

:cheers

User avatar
rossybee
Posts: 10976
Joined: Tue Mar 15, 2005 9:13 pm
Location: Now fully entered into the fold!
Contact:

Re: Admiral Multi Car not so cheap anymore

Post by rossybee » Tue Jun 26, 2012 5:29 pm

Lazydonkey wrote:Mate in work partially blinded when opening a bottle of apple juice :thumbsup
You sure it wasn't hot chocolate?

Left the spoon in the mug? :blackeye
Ross
---------
1972 Alfaholics Giulia Super
2000 Elise S1 Sport 160
2004 Bentley Conti GT

Now browsing the tech pages :mrgreen:

:cheers

User avatar
Lazydonkey
Posts: 5137
Joined: Sun Aug 07, 2005 6:24 pm
Location: Glasgow
Contact:

Re: Admiral Multi Car not so cheap anymore

Post by Lazydonkey » Tue Jul 10, 2012 3:24 pm

Started lift sharing this week with a pal from work so I thought i'd get a quote to see what it would cost to get her added to insurance, thinking it would be almost nothing as she's 30 with a good record blah blah blah.

£210 :shock:

Playing around it seems the issue with multicar is that the discounts are mega when you have one less driver than cars, but they become less good when you have the same amount of cars as drivers. Very strange one :lol:

Suffice to say she aint getting added. :lol:
i3s, Volvo and more pushbikes than strictly necessary.

....did i ever tell you about the Evora and VX220 i used to own?

User avatar
cstrachan
Posts: 581
Joined: Thu Mar 13, 2008 11:49 pm

Re: Admiral Multi Car not so cheap anymore

Post by cstrachan » Tue Jul 10, 2012 4:47 pm

The more cars than drivers is pretty simple as you can not drive 2 at once :wink:
2003 Vauxhall VX220 2.2
2013 Astra BiTurbo
2015 Fiesta Ecoboost

User avatar
BiggestNizzy
Posts: 8932
Joined: Sun May 27, 2007 6:47 pm
Location: Kilmarnock
Contact:

Re: Admiral Multi Car not so cheap anymore

Post by BiggestNizzy » Tue Jul 10, 2012 5:25 pm

Lazydonkey wrote:Started lift sharing this week with a pal from work so I thought i'd get a quote to see what it would cost to get her added to insurance, thinking it would be almost nothing as she's 30 with a good record blah blah blah.

£210 :shock:

Playing around it seems the issue with multicar is that the discounts are mega when you have one less driver than cars, but they become less good when you have the same amount of cars as drivers. Very strange one :lol:

Suffice to say she aint getting added. :lol:

Thats why I moved to aviva, Insured Ann on both the Elise with declared mods, and the Panzerfaust 130i as a provisional licence holder for £15 less than it would for just me
Sent from my ZX SPECTRUM +2A

User avatar
ed
Posts: 9643
Joined: Sun May 15, 2005 12:33 pm

Re: Admiral Multi Car not so cheap anymore

Post by ed » Thu Dec 20, 2012 10:30 pm

Dislike admiral, renewal is twice the price and won't budge. Anyone using Liverpool Victoria?!
Octopus Energy Referral Code (£50 each!) share.octopus.energy/light-lynx-588

User avatar
campbell
Posts: 17191
Joined: Sat Mar 25, 2006 12:42 pm
Location: West Lothian
Contact:

Re: Admiral Multi Car not so cheap anymore

Post by campbell » Thu Mar 21, 2013 2:51 pm

Admiral's renewal for our 3 modest motors arrived last month.

At £1100, it was around 40% up on last year.

To be fair the Retention Team tried hard and got to £900.

But thanks to TescoCompare I covered each car at around £220 in every case (!), Skoda and MINI with More Than and Elise with AA.

As MC Hammer says. "You can't touch this".

So...despite a modest claim after hitting a deer last year, I have taken 15% out of our fleet insurance bill. Hoping for some brownie pts from the Financial Controller for that!

So it still pays to shop around.
http://www.rathmhor.com | Coaching, training, consultancy

User avatar
Lazydonkey
Posts: 5137
Joined: Sun Aug 07, 2005 6:24 pm
Location: Glasgow
Contact:

Re: Admiral Multi Car not so cheap anymore

Post by Lazydonkey » Fri Jun 07, 2013 8:15 am

Renewal just came through - £940

1.2 panda, vx with all mods declared and CTR parked in an inner city postcode that's usually on fire. 24k miles spread across all three and Mrs Donkey insured on all cars (she passed her test 4 years ago). I'll have a look about but i think that's a pretty good price.

Oh and one of my pals at work had her 1 month old Focus ST stolen from her driveway....she was with admiral and they've been brilliant. 3 weeks after the theft they've agreed to give her full list price for the car and she says she couldn't be happier with the decision and the comms that came before hand. Reassuring.

:thumbsup
i3s, Volvo and more pushbikes than strictly necessary.

....did i ever tell you about the Evora and VX220 i used to own?

cla5h
Posts: 1073
Joined: Mon Aug 14, 2006 11:39 am

Re: Admiral Multi Car not so cheap anymore

Post by cla5h » Fri Jun 07, 2013 6:00 pm

You might find you can get cheaper. I've been surprised how cheap my insurances have been this year: Panda 100HP - £160; Elise - £260 with a mainstream insurer (I opted to pay more to a specialist for trackday cover); just quoted for a Megane 230 R26 - £220.

Parked on street, albeit a slightly more upmarket south-side postcode! Total mileage would be less than 24k right enough.

User avatar
campbell
Posts: 17191
Joined: Sat Mar 25, 2006 12:42 pm
Location: West Lothian
Contact:

Re: Admiral Multi Car not so cheap anymore

Post by campbell » Sat Jun 08, 2013 12:19 am

Also v happy with Admiral cust svc during a claim for deer strike last summer, right before our holidays.

Sadly I wasn't prepared to pay 70% higher premiums for the privilege of renewing. Even when they tried to price match they were 30% adrift. Great pity.
http://www.rathmhor.com | Coaching, training, consultancy

User avatar
Lazydonkey
Posts: 5137
Joined: Sun Aug 07, 2005 6:24 pm
Location: Glasgow
Contact:

Admiral Multi Car not so cheap anymore

Post by Lazydonkey » Wed Jul 03, 2013 9:40 pm

Lazydonkey wrote:Renewal just came through - £940

1.2 panda, vx with all mods declared and CTR parked in an inner city postcode that's usually on fire. 24k miles spread across all three and Mrs Donkey insured on all cars (she passed her test 4 years ago). I'll have a look about but i think that's a pretty good price.
Ran quote through as new customer, got £811.

Called them and politely expressed disappointment.

Spent 20 mins going through policy and ended up paying £811. Well chuffed with that.

Get this though - it would be £90 more if i renewed in a fortnight once we are married. Eh?
i3s, Volvo and more pushbikes than strictly necessary.

....did i ever tell you about the Evora and VX220 i used to own?

User avatar
philthy
Posts: 2550
Joined: Fri Aug 04, 2006 1:01 pm
Location: Glasvegas

Re: Admiral Multi Car not so cheap anymore

Post by philthy » Wed Jul 03, 2013 11:17 pm

Lazydonkey wrote: Oh and one of my pals at work had her 1 month old Focus ST stolen from her driveway....she was with admiral and they've been brilliant. 3 weeks after the theft they've agreed to give her full list price for the car and she says she couldn't be happier with the decision and the comms that came before hand. Reassuring.

:thumbsup
Total chalk and cheese with my experience, did she have someone come and interview her for 3 hours writing down everything she said? Apparently that was standard affair for car thefts nowadays.
S1 Elige Audi 1.8T
S1 Elise Honda K20
VW T6.1 family bus

Post Reply