Scottish Elises

After suddenly realising my Competition Car Insurance had expired with no warning or communication from CCI and being under 30 I had to look for an alternative.
A price comparison with moneysupermarket and compare the meerkat etc was averaging out about 300-400 with Adrian Flux being the only recognisable name.
I then did a direct quote with Aviva through the quidco cashback website.

The quote including modifications and £150 excess with 7 years NCB was £170.
When you deduct the £80 cashback through quidco that equates to £90!!!, quidco have paid out in the past for home insurance and Rachelle's car.

I must admit the price took me by suprise, we got additional discount for having the house and Rachelle's insurance with Aviva.
What's even more confusing is that I thought Aviva were underwriters for CCI?

Snap CCI to Aviva with quidco discount. In theory transferring the main car over on a multi car last month would save another £70 but I still got a cheaper net figure elsewhere on the main car.

http://www.scottishelises.com/phpbb/vie ... 5&start=15

You're 'under 30'?


Price is a shocker too. Think I paid £400 with one answer this year.

smee wrote:being under 30 I had to look for an alternative.

Aye, good one mate... I thought it was only women & DDtB who lie about their age!

29 Dave. 16th July 1984

Holy moly, you're not lying either!!

Another thumbs up for Aviva here.

I've just bought my wife a TT 225 for the winter and tried my usual elephant and direct line with quotes of about £500 looking acceptable for both of us aged 26 and 27.
I saw this thread and got a quote from Aviva, came out at £260! Happy days

10 days after setting up the insurance her private plate docs came through, phoned up and swapped the details over within a minute on the phone with no admin charge, docs were immediately updated online.

Good price and good service, surely can't be talking about a car insurance company

Seems the specialist insurers are wanting shot of business. I was previously insured with CCI for many years for my S1 but it's been sorned and under junk in the garage for 4 years or so, was going to sell it but, well, why should I, cool cars are fun . . . so CCI and Reis were insanely costly, "well you don't have any NCB and you haven't been driving a fast car" . . . apart from the fricking single seater I told you about . . . "hmmm . . .", anyway, Admiral wouldn't insure the Elise (it's modified) but Aviva ponied up and insured the Audi and Elise with everything declared, no limitations, small excesses, fully comp, yada, yada matching NCB on both cars etc for 160 quid for the Audi and 180 on the Elise . . . sure they may want the business, but who cares . . . the specialist insurers seem to be living in another world . . . and will be the last place I look for insurance next time . . .

My experience with Aviva at renewal time was as per usual for mainstream companies. Great quote for standard car but hopeless as soon as you start adding mods. Requested measurements of ride heights before and after suspension change and evidence of what, if any bhp gain from the tubular. I don't know how some of you get sensible quotes or replies with mods. I stopped asking standard insurers a while ago but thought I would try again this year after reading this thread.
Been with CCI for 7 years now and think I'll just give up on trying others as long as annual increase remains reasonable.

DJ wrote:My experience with Aviva at renewal time was as per usual for mainstream companies. Great quote for standard car but hopeless as soon as you start adding mods. Requested measurements of ride heights before and after suspension change and evidence of what, if any bhp gain from the tubular. I don't know how some of you get sensible quotes or replies with mods. I stopped asking standard insurers a while ago but thought I would try again this year after reading this thread.
Been with CCI for 7 years now and think I'll just give up on trying others as long as annual increase remains reasonable.

In contrast to my renewal with them a few weeks ago; declared mods on the elise including lower non standard suspension, and other stuff, and they were cool with it. Insured all three cars on a multicar policy which worked out well for us.

woody wrote:

You're 'under 30'?


Price is a shocker too. Think I paid £400 with one answer this year.

YOU REALLY WOULDNT HAVE THOUGHT SO!

Had a similar experience with the R8, specialists want £1500+ Admiral took the RRS and the R8 on a multicar policy halving what we had been paying for the RRS and the R8 at £490. Just shows the importance of shopping around really. there is no loyalty bonus with insurance companies, someone who is cheap on year will not necessarily be the cheapest the next and a lot of them do new customer discount to get your business which you don't get in year 2. It is a PITA having to shop around each year but the potential savings can be huge.

Yup. Important to keep the market honest.

£448 for me with protected no claims and legal cover

mwmackenzie wrote:£448 for me with protected no claims and legal cover

Premiums seem to be on the up - a couple of years ago Aviva were just over £600 for three cars for us.... now creeping up, although our fleet has evolved a bit I s'pose.