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No hope for youngsters
Posted: Fri Apr 20, 2007 10:38 am
by delands
My son, Richard, turned 16 so am getting him through his moped CBT to get him mobile next month.
For curiosity I went to confused.com and input his details as if he was 17, just passed his test and no NCB. Put a quote in for an Elise (W reg) at £12k un modified... result... err, cheapest quote £5.5k and dearest was over £11k.
So, I tried it with our Daewoo Matiz, slighty better... £1.8k!
Hope that moped lasts him many a year.
Posted: Fri Apr 20, 2007 11:26 am
by Rich H
11k!
Looks like it's a 900cc Nova then
Posted: Fri Apr 20, 2007 1:40 pm
by delands
The Matiz is only 800cc and that's £1.8k !
Posted: Fri Apr 20, 2007 1:50 pm
by GregR
buy a £500 banger and insure TP only
I presume you weren't adding him as an additional driver, but a quote on his own?
Posted: Fri Apr 20, 2007 2:08 pm
by delands
Correct, on his own.... however, this was just to get an idea for next year.
May get that done on the Matiz then..
Posted: Fri Apr 20, 2007 2:48 pm
by thinfourth
If you really want to confuse matters get him a quote for a caterham 7
Posted: Fri Apr 20, 2007 2:55 pm
by delands
Tried him for a CATERHAM SUPER SEVEN BDR 1987- 1700cc COUPE
worth £12k
feck....
cheapest £8.7k
dearest £17.7k which seems reasonable!
Just what is the cheapest car to insure??
Thought the £1k value Matiz would have been a few hundred.
Posted: Fri Apr 20, 2007 3:05 pm
by Dominic
Matiz not the cheapest to insure as they are SO unsafe IMHO. Louise's we bruv has just passed his test, and is paying silly money to go on his mum's insurance for her matiz. Would not feel happy knowing someone I cared about was driving a Matiz. Other cars will be cheaper.
Best bet it to get something a bit older, and insure it through Egger Lawson / Competition Car Insurance (Tell them it's used for the occasional autotest / navigational rally). I have a few mates who had XR2is, tuned, caged etc, who were paying £400ish fully comp with CCI about 5 years ago, aged 19. Maybe worth a try?
Posted: Fri Apr 20, 2007 11:03 pm
by simon
Hmm, I just got a fictional quote for a 17 year old at my address, 0 ncb, 1 month's driving experience on a W reg Elise and it came up at £1289.65
That was with Elephant so worth trying them on their own Del.
Posted: Fri Apr 20, 2007 11:04 pm
by simon
BTW, that was a 12 month fully comp quote with a £700 excess (£350 voluntary).
Posted: Fri Apr 20, 2007 11:28 pm
by delands
sorry
We are unable to provide a quote for you because of the following reasons:
Sorry, we cannot insure this car for you, all drivers must be over 21
From ELEPHANT.CO.UK
and as for the Matiz.....
your price: £2773.83
Quote summary
Your car details
DAEWOO MATIZ SE 0796cc 5 DOOR 1998-2004
Posted: Fri Apr 20, 2007 11:32 pm
by jj
simon wrote:Hmm, I just got a fictional quote for a 17 year old at my address, 0 ncb, 1 month's driving experience on a W reg Elise and it came up at £1289.65
That was with Elephant so worth trying them on their own Del.
Sure you havent missed a number? That sounds ridiculously cheap, and I cant believe any 17yr old could get insured on a group 16+ car for that amount. I was more than that at 21 on a V plate elise.
Posted: Sat Apr 21, 2007 6:28 pm
by simon
Nope, just double checked to make sure.
Date of birth = 01/04/1980
Must be down to your location
Posted: Sat Apr 21, 2007 6:30 pm
by jj
simon wrote:Nope, just double checked to make sure.
Date of birth = 01/04/1980
Must be down to your location
Good maths there with the date. If that person is 17, then I am 14.
My car was insured at an A Band 1 postcode according to upmystreet smartypants
Posted: Sat Apr 21, 2007 6:36 pm
by simon
yeah yeah I know, just realised the typo
Will triple check it later when i have time.