Greenlight Insurance . . . wow!
Posted: Tue May 01, 2007 8:23 pm
My insurance is due for renewal at the beginning of June, so thought I'd be prepared and start shopping around. Tried a few of the usual suspects and they vary from around £1k to £2k!!!
I actually laughed out loud at the girl on the phone from Aon (Lotus) when she quoted me £2k!
I was just over £1k last year due mainly to age, driving experience (was a late starter!), not much no claims discount and I guess just the type of car. Was with Admiral. Have added induction/exhaust mods to the car, which obviously brings it up a bit, but would be happy if I could get something between £900 and £1k given my circumstances.
However, I tried Greenlight Insurance and they quoted me £797.75! Fantastic! They are just a broker and it's with a company called Highway Insurance. All the usual stuff included and they can also do trackdays at any track in UK (club or non-club events) for £50 per event. Was hoping to get a policy that includes trackdays, but even if I do, say 3 or 4 days, the overall cost over the year still doesn't reach what most insurers want to charge me for road-only policies.
Am I missing something? Anyone got any experience of them? Everything in their policy seems in order. Highly recommended if you're looking for a cheap quote!
BTW, this is based on:
Business Class 1 (so I can travel to clients' offices, etc)
Average 12,000 miles per year, but no actual limit on mileage
27 yrs old
2 yrs no claims
IAM test pass
Kept on driveway at reasonably nice postcode
No claims/convictions
They also asked if I was a member of a club or forum. I obviously mentioned SE but explained that it was just a forum and not a club. I think it somehow gets you a discount too?
Oh, and this is mod-friendly - i.e. they actually replace modified parts with the same modified parts and not the standard parts that most insurers provide.
D




I was just over £1k last year due mainly to age, driving experience (was a late starter!), not much no claims discount and I guess just the type of car. Was with Admiral. Have added induction/exhaust mods to the car, which obviously brings it up a bit, but would be happy if I could get something between £900 and £1k given my circumstances.
However, I tried Greenlight Insurance and they quoted me £797.75! Fantastic! They are just a broker and it's with a company called Highway Insurance. All the usual stuff included and they can also do trackdays at any track in UK (club or non-club events) for £50 per event. Was hoping to get a policy that includes trackdays, but even if I do, say 3 or 4 days, the overall cost over the year still doesn't reach what most insurers want to charge me for road-only policies.
Am I missing something? Anyone got any experience of them? Everything in their policy seems in order. Highly recommended if you're looking for a cheap quote!
BTW, this is based on:
Business Class 1 (so I can travel to clients' offices, etc)
Average 12,000 miles per year, but no actual limit on mileage
27 yrs old
2 yrs no claims
IAM test pass
Kept on driveway at reasonably nice postcode
No claims/convictions
They also asked if I was a member of a club or forum. I obviously mentioned SE but explained that it was just a forum and not a club. I think it somehow gets you a discount too?

Oh, and this is mod-friendly - i.e. they actually replace modified parts with the same modified parts and not the standard parts that most insurers provide.
D