Total Loss

The place to "speak geek"
Post Reply
User avatar
Jacobite
Posts: 934
Joined: Fri Sep 07, 2007 5:36 pm
Location: Edinburgh
Contact:

Total Loss

Post by Jacobite » Tue Jul 15, 2008 11:41 pm

It will come as no surprise for those of you that saw the car that the insurance company have said its a total loss Cat D~having got to £15,000 for repairs just on the bodywork side without looking at the suspension thankfully it was an agreed value and NCB protected

They asked me if I'd informed the DVLA that the vehicle was a total loss ~ I had informed the DVLA that it was in an accident and for insurance puropses a total loss as every body panel was damaged, also that it was my intent to replace the body clams and rebuild the vehicle

Does anyone know if I will need to re-register the vehicle or have it inspected by the DVLA or re MOT'd once this is done? ~my only understanding is that Cat D is the lowest Cat

I did take out a SORN for the Vehicle to claim back the road tax as every pennys going into the rebuild kitty
cheers Hamish
The faintest ink is more Powerful than the strongest memory.

Life is not measured by the number of breaths we take, but by what takes our breath away

User avatar
BiggestNizzy
Posts: 8932
Joined: Sun May 27, 2007 6:47 pm
Location: Kilmarnock
Contact:

Re: Total Loss

Post by BiggestNizzy » Tue Jul 15, 2008 11:49 pm

Category D - Repairable salvage. Minimal damage, probably not structural, but insurer does not want to repair, even though it might be economic to do so. Often stolen and recovered after claim has been paid. Or for unusual models or grey imports where the difficulty of obtaining new parts hinders a quick repair. Does not need VIC inspection to return to road.

Cat C is repairable but needs a VIC inspection, ( csots about £40 to establish that the vehicle is what it claims to be ( Not a ringer)

Cat B are not repairable and must be crushed .

Cat A burn't out shell
Sent from my ZX SPECTRUM +2A

User avatar
campbell
Posts: 17371
Joined: Sat Mar 25, 2006 12:42 pm
Location: West Lothian
Contact:

Re: Total Loss

Post by campbell » Wed Jul 16, 2008 12:22 am

Most educational indeed, Nizzy, thanks!
http://www.rathmhor.com | Coaching, training, consultancy

User avatar
Jacobite
Posts: 934
Joined: Fri Sep 07, 2007 5:36 pm
Location: Edinburgh
Contact:

Re: Total Loss

Post by Jacobite » Wed Jul 16, 2008 12:45 am

Thanks Nizzy ~learn something every day here on SE
cheers M8
The faintest ink is more Powerful than the strongest memory.

Life is not measured by the number of breaths we take, but by what takes our breath away

User avatar
Rich H
Posts: 9314
Joined: Sun Jul 31, 2005 10:11 pm
Location: Preston

Re: Total Loss

Post by Rich H » Wed Jul 16, 2008 8:15 am

I thought cat B was salvageable for parts but must not be returned to the road, cat A is must be crushed, no salvagable parts?
1994 Lotus Esprit S4 - Work in progress
1980 Porsche 924 Turbo - Funky Interior Spec
2004 Smart Roadster Coupe - Hers

User avatar
BiggestNizzy
Posts: 8932
Joined: Sun May 27, 2007 6:47 pm
Location: Kilmarnock
Contact:

Re: Total Loss

Post by BiggestNizzy » Wed Jul 16, 2008 8:51 am

Rich H wrote:I thought cat B was salvageable for parts but must not be returned to the road, cat A is must be crushed, no salvagable parts?
Yup , anything from Cat B-D can be used for parts,

Cat X is damaged repairable not delclared to insurance, and I Think this includes cars damaged in transit from the manufacturer
Sent from my ZX SPECTRUM +2A

User avatar
r10crw
Posts: 1966
Joined: Thu Aug 10, 2006 8:14 pm
Location: Aberdeenshire

Re: Total Loss

Post by r10crw » Tue Jul 22, 2008 9:54 am

Hamish if you get it sorted before next june, you dont even need to get an MOT :shock:
Hairdresser at heart.

User avatar
Jacobite
Posts: 934
Joined: Fri Sep 07, 2007 5:36 pm
Location: Edinburgh
Contact:

Re: Total Loss

Post by Jacobite » Wed Jul 23, 2008 1:26 am

Hi Craig
Thats the plan ~already started picking up bit and pieces from around the country when the price is right
Still waiting on the insurance company but have a hankering to get something to get back on track while I/we rebuild this one
The faintest ink is more Powerful than the strongest memory.

Life is not measured by the number of breaths we take, but by what takes our breath away

Post Reply