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Trackdays & Damage Liability

Posted: Tue Jan 23, 2007 6:18 pm
by tut
To all

Not forgetting that quite a few of us drive each others cars on track, and although I have never heard it spelt out, I presume that is on the understanding that if we bend it we pay for fixing it.

tut

Posted: Tue Jan 23, 2007 6:21 pm
by Shug
tut wrote:To all

Not forgetting that quite a few of us drive each others cars on track, and although I have never heard it spelt out, I presume that is on the understanding that if we bend it we pay for fixing it.

tut
That's why you're always offering shots of N1 on track.... I seee :wink:

Posted: Tue Jan 23, 2007 7:52 pm
by Gareth
tut wrote:To all

Not forgetting that quite a few of us drive each others cars on track, and although I have never heard it spelt out, I presume that is on the understanding that if we bend it we pay for fixing it.

tut
How does this stand anyway?
For example, I run (on track) into the back of let's say....Scotty in the 340R for whatever reason. If it's a reasonable bill for fixing I am more than likely to pay for it. If I write it off which will probably result in writing mine off, there's no way on Gods earth I'm shelling out the £19K or whatever Scottys car costs to replace.

Discussion like this make me think why do I take the risk!

Posted: Tue Jan 23, 2007 8:22 pm
by ed
With regards Tuts point if i let someone drive my car and they damaged it i would expect them to pay and vice versa if i drove someones car and damaged it then i would have to pay to fix the damage.

Tbh im not sure what the answer is to your question G, but i do know what id like to happen.... :)

Posted: Tue Jan 23, 2007 8:40 pm
by mac
If your in someone elses car and you spade it - then it's not fair for you to walk away saying sorry - whether you exchange cars and make up the difference or come to some sort of other arrangement then that's fair enough.


If however you hit or are hit by another car then I don't see why you would be under any obligation to pay for the damage.

You know the risks involved when you take your car out on track and can get track insurance if you wish.

It's definately a topic worth discussing - perhaps in a new topic.


Mac

Posted: Tue Jan 23, 2007 8:43 pm
by mckeann
With regards to driving other cars or people driving mine then its a bend it you mend it basis. Right upto the full value of a write off. 12p and a packet of crisps in Ed's case :lol:

As far as i am concerned with regards to crashing into other people, its fairly clear cut that you are not insured on track (well most arent) therefore you are on at your own risk. Thats how i see it and there are no rules or regulations to the contrary

Posted: Tue Jan 23, 2007 9:28 pm
by Gareth
Yeah, agree with bend it mend it when driving someone elses car.
Unfortunately I'm not in position to shell out the £19K or whatever it would cost to replace who I hit.

Posted: Tue Jan 23, 2007 9:45 pm
by mac
I'm in the same boat which is why I don't drive at 10/10th and will only push my limits when I have a clearish track (both in front and behind). I've had a few close calls in the past which fortunatly haven't ended in collisions.



Mac

Posted: Tue Jan 23, 2007 9:48 pm
by simon
mckeann wrote:As far as i am concerned with regards to crashing into other people, its fairly clear cut that you are not insured on track (well most arent) therefore you are on at your own risk. Thats how i see it and there are no rules or regulations to the contrary
So if you crashed into someone on SE and it was entirely your fault you'd walk away?

Posted: Tue Jan 23, 2007 9:50 pm
by mac
simon wrote:
mckeann wrote:As far as i am concerned with regards to crashing into other people, its fairly clear cut that you are not insured on track (well most arent) therefore you are on at your own risk. Thats how i see it and there are no rules or regulations to the contrary
So if you crashed into someone on SE and it was entirely your fault you'd walk away?

What would you do?


Mac

Posted: Tue Jan 23, 2007 10:02 pm
by tut
Gareth

My point is only for when you are driving someone elses car. If you lent me yours, no matter whether it was a compete write off, or slightly damaged, it would be upto me to replace it or repair it, regardless of cost.

And this is regardless of whose fault it is, mine, another driver, or act of god. If Scotty drove into me when I was driving your car, then on track, he is not liable for anything other than maybe a black flag. You accept this when you go on track.

However in our case as we our all friends, a different arrangement may be made between drivers involved.

tut

Posted: Tue Jan 23, 2007 10:04 pm
by simon
If it was beyond doubt my fault, I'd be paying.
And I've never driven anyone else's car on track and don't intend to for that reason.

Posted: Tue Jan 23, 2007 11:11 pm
by mckeann
simon wrote:
mckeann wrote:As far as i am concerned with regards to crashing into other people, its fairly clear cut that you are not insured on track (well most arent) therefore you are on at your own risk. Thats how i see it and there are no rules or regulations to the contrary
So if you crashed into someone on SE and it was entirely your fault you'd walk away?

that really depends on circumstances, but the rules are VERY clear when you go on track. Would you stump up 20K if you wrote of my car and it was your fault?

Remember this isnt a race, so the circumstances where this might happen should be very rare.

Posted: Tue Jan 23, 2007 11:21 pm
by simon
mckeann wrote:that really depends on circumstances, but the rules are VERY clear when you go on track. Would you stump up 20K if you wrote of my car and it was your fault?

Remember this isnt a race, so the circumstances where this might happen should be very rare.
I know they're rare but we've seen it happen and it still amazes me how close some people are prepared to drive on track. It's one of the reasons if someone is closing in on me, I'll pull over very early and if that's not possible I back right off through corners so that the chances of errors are reduced.

I'd like to think that if it came to it, I'd pay for someone's car if it was written off (assuming clear fault on my part), even if it meant selling mine. Hopefully I'll never find out.

Posted: Wed Jan 24, 2007 8:24 am
by Gareth
For Sale; Orange Exige; owner now too scared to go on track ;)