Proof of banking fraud in UK

k12chu · Post by **k12chu** » Tue Jan 08, 2008 6:22 pm

funny article, but coming to think of it, how many of us use a shredder?

http://news.bbc.co.uk/1/hi/entertainment/7174760.stm

RDH · Post by **RDH** » Tue Jan 08, 2008 6:30 pm

I do use a shredder -and as an extra precaution - I make sure I have no money to steal!

thinfourth · Post by **thinfourth** » Tue Jan 08, 2008 6:31 pm

Never ever use a shredder

i use a big bog off log fire

Sanjøy · Post by **Sanjøy** » Tue Jan 08, 2008 6:35 pm

Cross shred everything at home and work.

Used to live in London and have copper mates, crack heads got £10 for something with your name on it from a utility company and £50 for anything fro ma bank with your name on it.

It is very real and not new http://en.wikipedia.org/wiki/Dumpster_diving

SP

Rag_It · Post by **Rag_It** » Wed Jan 09, 2008 1:09 am

Yeah agreed, bought a cross shedder from Tesco for 19.99 and worth it's weight in gold to know that it could be put back together, but at least it would take some scrote a fair while to do it!!!

Good luck to them, if they have the patience they can rightfully take some of my money which will likely be reimbursed by the bank anyway!

Dave

bertieduff · Post by **bertieduff** » Wed Jan 09, 2008 5:38 am

I got £500 in fraudulent on-line transactions on my credit card last month. Sent em an e-mail and card company paid the cash straight back into my account.

Great stuff.....but not one question was asked

Could easily have been me just not wanting to pay my bill

....but they just didn't seem arsed to investigate.

Must cost them (i.e us) a fortune- that's the second time in a couple of years I've had this and yet I'm mega cautious with security....

k12chu · Post by **k12chu** » Wed Jan 09, 2008 2:08 pm

bertieduff wrote:I got £500 in fraudulent on-line transactions on my credit card last month. Sent em an e-mail and card company paid the cash straight back into my account.

Great stuff.....but not one question was asked

they took ur money and put it on 'cave of the giant & jamie moore'... probably made £5000...
and when they received ur mail, they returned £500

send another mail asking for 1/2 the remaining amount and they might send u... no questions asked

now all that is just a thought

Rich H · Post by **Rich H** » Wed Jan 09, 2008 2:16 pm

We shred everything and then mash it in the compost bin. Couple of days in there and its mush.

With Credit and Debit cards you can insist they do a "Charge back" basically you say to them that the debit was not authed by you, give me my money back now. They then reclaim it from whoever it was used to pay and challenge the point of sale to prove that it was legit. Most of the time they don't bother and just stand it. In the days of signatures they would have to produce the signed slip and compare it, now its all chip and pin so no way of proving anything so the card issuer normally ends up swallowing it.

With a direct debit you can do an "Indemity Claim" same story, you tell them its not authorised and they HAVE TO repay you immediatly and without fuss, its part of the direct debit promise thing.

Can you tell we get alot of fraud?

GregR · Post by **GregR** » Wed Jan 09, 2008 2:20 pm

I've taken to mushing things together in the sink!

foz01 · Post by **foz01** » Wed Jan 09, 2008 8:03 pm

Proof that Clasrkson is a twat imo

GregS · Post by **GregS** » Wed Jan 09, 2008 9:40 pm

I always use a cross shredder, once done I burn the shreds, just to make sure...........

bertieduff · Post by **bertieduff** » Thu Jan 10, 2008 7:21 am

I now eat all my mail.

Anyone who wishes to peruse my discarded statements is welcome